Personal Checking
Explore the
possibilities.
Of a relationship that puts you first.
Free eChecking
MyChoice Checking
DirectPlus Checking
Premium Checking
Pick Your Perfect Checking Account
Choose from a variety of checking options––from Free eChecking to our Premium Checking––designed for your lifestyle and preferences. And with every ANBTX account you’ll always get the personal financial service you expect from your local community bank. Prefer to bank from home or on-the-go? No problem. Our digital banking provides you with access anytime, anywhere with our free online and mobile tools.
It's Easy to Get Started. Here's How It Works
1. Choose your business checking account
2. Choose your level of digital service
3. Review our checklist and then contact us
1. Choose Your Business Checking Account
Account Description and Features
How does it work?
A simple account with no monthly service fees and the convenience and security of electronic statements.
A traditional account with a low monthly service fee (of $4.95) available for customers who prefer to receive paper statements
An account for customers who use monthly direct deposit or have reached 55 years of age. The monthly fee is waived by electing electronic statement enrollment.
An interest-bearing account for those who keep higher account balances or have multiple ANBTX bank relationships. Monthly fee is waived when minimum balance requirements are met.
Requirements to open account
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Maintain direct deposit OR be at least 55 years of age
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Statements
Electronic
Paper
Electronic or Paper
Electronic or Paper
Monthly service fee
$0
$4.95
$2.95 or $0
$15.00 or $0
How to waive the monthly service fee
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Electronic statement enrollment
$1,500 account daily balance OR $15,000 average ledger balance in combined deposit accounts
Earns Interest
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Yes - Interest is earned when the daily collected balance is $5,000 or more
Free checks
$0.35
$0.35
1 box per year
2 boxes per year
All Personal Checking Accounts Come With:
- Free online and mobile banking
- Debit card access
- Optional overdraft services
- Minimum opening deposit of $50
Let's Talk Digital
Enjoy these free digital features with every personal checking account. Access your accounts at your convenience, anytime and anywhere.
Online Banking
Stay informed and in control––view balances and transactions, make transfers, pay bills, and more––from your desktop.
Mobile Banking
Manage your money on-the-go with banking that's to-go. Enjoy all the features and services from your mobile device.
Mobile Deposit
Deposit checks from your mobile phone or tablet––simply take a picture of the front and back of your check and click.
Bill Pay
Make paying bills hassle-free. Schedule one-time or recurring payments and pay your bills exactly when they’re due.
Open an Account Today
Applying is fast and easy! Simply gather the following information and we'll have you ready to go in ten minutes:
- Government issued ID, Drivers License, State ID, or Passport––with current address
- Your complete physical and mailing addresses
- Social Security Number
- Date of Birth
- $50 minimum opening deposit
